A year without loans... be Patient? - News about real estate, Kiev, Kyiv region. Real Estate In Ukraine

A year without loans... be Patient? - News about real estate, Kiev, Kyiv region. Real Estate In UkraineThe deepening financial crisis and a catastrophic shortage of resources in the country has sharply reduced the number of financial institutions that lend to the population. The investigation revealed that at the beginning of April...Credit springThe deepening financial crisis and a catastrophic shortage of resources in the country has sharply reduced the number of financial institutions that lend to the population. The investigation revealed that at the beginning of April loans to individuals actually provided only 14 banks.They are still willing to lend funds for the purchase of cars, real estate and consumer appliances, but pushing to the borrowers incredible number of conditions, resulting in really manages to get the money only each fifth addressed the Ukrainian people and 80% of applications is eliminated at the stage of consideration.Bankers even formed a blacklist of industries, employees are right at the doorstep are denied funding. Rogue steel workers of metallurgical, chemical and construction companies, financiers and realtors.The shallow authoreditorThe most representative this spring looked like car loans. Loans for purchase of cars today actually issue six financial institutions: Index-Bank, VTB Bank, Astra Bank, BM Bank, Credit Europe Bank and Creditwest the Bank. In addition, drivers lend funds several financial companies: RCI Financial Services Ukraine (program Nissan Finance and Renault Finance), "Eurocapital" ("daughter" Corporation "AIS"), "PostFinance" and "Niko Capital.The main drawback of the automotive sector is the lack of choice. The financial institution is no longer allowed to issue a loan for the purchase of any brand of cars, it is given only on a limited number of cars - about two dozen brands: BMW, Mini, Volkswagen, Hyundai, Kia, Mitsubishi, Peugeot, Dacia, Renault, Nissan, Toyota and cars manufactured in CIS (VAZ, GAZ) and China (Chery, SsangYong and Geely).Only nine banks, according to experts, by the beginning of April remained in the mortgage market: BM Bank, Credit Europe Bank, Creditwest Bank, VTB Bank, PrivatBank, Terra Bank Industrialbank, First investment Bank and Ukrainian Business Bank. In this case, borrowers also have to put up with a number of severe limitations, since the loans are made mainly for the purchase of the real estate, buildings, built by the partners or shareholders of the financial institutions or lending within the program of the State mortgage institution (in 2009 the Cabinet of Ministers has allocated 1.15 billion UAH). Five lenders left in the segment of small lending (retail loans and borrowings cash): Delta Bank, OTP Bank, Index-Bank, PrivatBank and UkrSibbank.Financiers do not hide that list from above 14 creditor banks is constantly changing: some of them from time to time curtail their programs and work depending on the current state of the resource base. "Others are even easier: take [mail=.



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